UNION MEMBERS CAN CALL (224) 770-5305 TO ENROLL IN ENGLISH AND SPANISH
IBEW Local 278 Income Protection
Continue getting paid if you can’t work due to illness, injury, or death!
Plan Information Overview
– Short-Term Disability (STD) pays for up to 24 Weeks
– Long-Term Disability (LTD) pays for up to 2 or 5 years
– Life Insurance w/ AD&D for Member, Spouse, and/or Child(ren)
No medical tests, questions, or underwriting to enroll; no active working Member of IBEW Local 278 can be denied coverage!
Time Left to Enroll
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Enrollment Ends 5/15/2024
Coverage Begins 6/1/2024
Are Your Current Benefits Enough?
Short-Term Disability (STD)
The current Local 278 Health Plan provides our Members with $350 per week (less taxes) for 26 weeks total. Is that enough for your household? This only covers approximately 35% of what the average Local 278 Member brings home for a 40 hour work week and leaves you with a big income gap/deficit!
*Apprentices and Members enrolled in the Sub Health Plan have no income replacement protection if they can’t work due to illness or injury
Long-Term Disability (LTD)
Local 278 Members currently receive $0 in long term disability benefits after the Local 278 Health Plan (short-term disability) ends. This puts 100% of your income at risk!
Life Insurance
The current Local 278 Death Benefit Fund may pay enough to cover burial expenses (if you’re participating & it would be taxed).
(224) 770−5305